Portfolio Advisory
Dedicated guidance within the Shariah-compliant universe. We give you a considered view; you give the instruction.
Advisory
Compliance as a constraint, not an afterthought.
Most investors who want a compliant portfolio face the same two problems: they do not have time to check and re-check every holding, and they are not confident judging the tests themselves.
Guidance solves both. Our recommendations come only from the compliant universe; the screening is reapplied as companies report; purification is calculated and reported to you; and it all runs against an objective agreed with you in writing before any advice is given.
What this is not. We do not operate discretionary mandates. Namaa Capital does not buy or sell on your behalf at its own discretion: every order is placed on your instruction, and the decision on every holding stays with you.
What we agree first
Written before any advice is given
- Objective: income, growth or capital preservation
- Time horizon and liquidity needs
- Risk tolerance, including how much of a fall you can live with
- Sector and single-stock concentration you are comfortable with
- Equity and sukuk split
- What you want told to you when a holding stops qualifying
- How often you want to hear from us, including the purification figure
How it works
Four stages, repeated
Discovery
We establish your objective, horizon, liquidity needs and risk tolerance alongside the compliance constraints, and put them in writing.
Our view, in writing
Recommendations come from the compliant universe and available sukuk, with the reasoning behind each one.
You decide, we execute
Nothing is bought until you say so, and every purchase is screened before the order is placed.
Review and purification
Performance, any holding that stops qualifying, and the purification figure are reported on the schedule you set.
Guidance, the Shariah way.
Tell us the objective and the constraints, and we will put our view in writing before you commit anything.